FOR IMMEDIATE RELEASE
Contact: Joe Boyle
Chief Executive Officer
803-758-2528

AFFINITY ANNOUNCES THIRD QUARTER RESULTS

Columbia, South Carolina, November 15, 2000 - Affinity Technology Group, Inc. [NASDAQ:AFFI] today announced financial results for the third quarter and nine months ended September 30, 2000.

Revenues for the quarter were $446 thousand, with a net loss of $1.6 million, or 5¢ per share. For the comparable period in 1999, revenues were $880 thousand and the Company reported a net loss of $3.3 million, or 11¢ per share. The weighted average number of shares outstanding during the three months ended September 30, 2000 was 30.5 million, compared to 29.8 million for the same period in 1999.

Revenues for the nine months ended September 30, 2000 were $1.5 million and the Company’s net loss was $4.9 million, or 16¢ per share. In the comparable nine month period in 1999 revenues were $2.4 million and the net loss was $8.3 million, or 28¢ per share. The weighted average number of shares outstanding during the nine months ended September 30, 2000 was 30.1 million, compared to 29.7 million for the same period in 1999.

Joe Boyle, Affinity's President and Chief Executive Officer, stated, "We believe we have accomplished a great deal over the past several quarters, even though our financial results do not fully reflect these accomplishments. At the beginning of the year we outlined two key objectives: first, to execute a financing plan and second, to resolve the reexamination of our loan processing patent and to finalize the issuance of our financial and credit account patent. We took definitive steps toward meeting the first objective during the third quarter through the announcement of two separate financing agreements and we believe we are making progress towards meeting the second objective. We are still in the process of resolving the issues associated with our loan processing patent, however, we believe we have taken significant steps in resolving this matter. As we previously announced this quarter, we have received our patent covering the automated establishment of financial and credit accounts and are in the process of executing a patent licensing program for that patent."

Affinity's technology enables financial institutions to link their branches, call centers, internet customers, and indirect agents electronically to their credit departments, providing fully automated lending - and, if necessary, connectivity to a loan officer - through every channel. For financial institutions, Affinity's solutions expedite loan decisioning and processing and increase productivity and capacity of branch personnel, call center agents, loan officers, and indirect agents, while improving the overall customer experience. Affinity is located on the World Wide Web at www.affi.net.

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Forward-looking statements in this news release are made pursuant to the safe harbor provisions of the Private Securities Litigation Reform Act of 1995. Investors are cautioned that these statements involve several risks and uncertainties that may cause actual results to differ materially from those projected. In addition, the financing agreements described in this press release are subject to several conditions and limitations. For example, a material negative development affecting the company would prohibit the company from receiving financing under such agreements. Further, although the U .S. Patent and Trademark office has issued patents for certain claims covered by the company’s patent applications, the patent is subject to challenge by third parties and there can be no assurances that the patents, even if unchallenged, will have any commercial or competitive value.