FOR IMMEDIATE RELEASE
Contact: Joe Boyle
Chief Executive Officer
803-758-2528

AFFINITY ANNOUNCES INTERNET-BASED MULTI-LENDER SYSTEM FOR AUTOMOBILE DEALERS

Columbia, SC, April 10, 2000 – Affinity Technology Group, Inc. [NASDAQ:AFFI] today announced plans to deliver to Auto Credit Acceptance, Inc. ("ACA"), an Internet based system that will enable a nationwide network of automobile dealers to access fully automated, real-time multi-lender decisions.

The system will be fully integrated with Affinity's rtDS, iDEAL and Decisys/RT products and services and will simultaneously evaluate the full range of lending alternatives to match the creditworthiness of the applicant with the credit offerings of lenders. The system will offer consumers faster approvals and improve the efficiency of lenders by matching applicants with appropriate lending sources.

Affinity's President and Chief Executive Officer, Joseph A. Boyle, said "We believe this system will offer benefits to dealers, lenders, and consumers by allowing all parties to quickly identify appropriate financing opportunities. Additionally, this is an opportunity for Affinity to showcase the versatility of our products and services by demonstrating the adaptability of our closed-loop automated decisioning capability to the Internet."

The agreement between Affinity and ACA provides for the delivery of the system within 180 days and also provides for Affinity to perform application processing and integration services to ACA for an initial 5 year term. Under the terms of the Agreement, ACA will also market Affinity's iDEAL service to lenders.

"We are very excited to be part of ACA’s business plan. They have developed a substantive Internet-based business model that recognizes and accommodates the unique requirements of consumers, lenders and automobile dealers who wish to engage in the marketing and sales of products through e-commerce channels," said Mr. Boyle.

ACA's President and Chief Executive Officer, William V. Fowler, said, " ACA's new system is the key to the delivery of our products and services and will provide consumers with real-time closed loop loan decisions in a manner not available in the marketplace today. The clear winners will be our automobile dealers and lending institutions who will benefit from the more efficient business-to-business relationship created by the unique features of our "Multi-Lender Evaluation and Auto Loan System."

ACA specializes in financing programs that partner automobile dealers with lenders and is currently expanding their services to market automobile and related products through a nationwide network of automobile dealers and lenders. The business to business "Multi-Lender Evaluation and Auto Loan System" solves many of the problems related to the closing of automobile loans offered by multiple lenders at dealer locations. ACA’s new system supports both the single and multiple lender loan decisioning environment and will be integrated with Affinity’s existing loan decisioning systems. ACA is located on the World Wide Web at www.autocreditaccept.com.

Affinity’s technology enables financial institutions to link their branches, call centers, remote service units, Internet customers and indirect agents electronically to their credit departments, providing fully-automated lending – and, if necessary, connectivity to a loan officer – through every channel. For financial institutions, Affinity’s solutions expedite loan decisioning and processing, increase the productivity and capacity of branch personnel, call center agents, loan officers, and indirect agents, and improve the overall customer experience. Affinity is located on the World Wide Web at www.affi.net.

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Forward-looking statements in this news release, including statements regarding the company's development of a new Internet-based auto loan system and the Company’s agreement with ACA, are made pursuant to the safe harbor provisions of the Private Securities Litigation Reform Act of 1995. Investors are cautioned that forward-looking statements involve risks and uncertainties, including general economic conditions, delays and risks associated with the development of new technologies, consumer and industry acceptance of automated delivery channels, and regulatory risks, that may cause actual results to differ materially from those projected.

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