Affinity Technology Group, Inc., has been applying for patent protection for its work since the early 1990s on the automated origination and consumation of financial transactions through kiosks and other remote devices and methods to make automated credit decisions quick, secure and accurate.

Affinity's patent portfolio includes:
 U.S. Patent #5,870,721 C1  "System and Method for Real Time Loan Approval"
 U.S. Patent #5,940,811 C1  "Closed Loop Financial Transaction Method and Apparatus"
 U.S. Patent #6,105,007 C1  "Automatic Financial Account Processing System"
 U.S. Patent #5,537,315  "Method & Apparatus for Issuing Insurance from a Kiosk"